Travel Insurance New Zealand (TINZ) - Auckland CBD

Q. Am I covered to ride a motorbike or scooter?

Yes, all TINZ policies cover you to ride a motorbike (regardless of whether you are the driver or riding pillion) but you MUST wear a helmet. You must also be licenced to ride a motorcycle of the same class in New Zealand and hold a valid licence for the country you are in.  If you were to sustain an injury while riding a motorbike or scooter you’d be covered provided you are law abiding, licenced and wear a helmet.

Q. what kind of motorbikes do you cover?

We cover you to ride motorbikes, motorcycles, scooters, vespas, mopeds and any other two-wheeled or three-wheeled motorised bike.

Q. is there a restriction on engine capacity?

It does not matter the engine size of the bike, as long as you are licenced to ride that class of motorcycle. You are insured to ride a bike with an engine displacement up to 50cc with a New Zealand driving licence.  If riding a bike over 50cc, you must have a motorcycle licence valid for the same class of vehicle for the country you are riding in.

If your licence restricts the engine size that you can ride then you'll need to stick to that while you are away.  For example, if you want to ride a 1000cc motorbike then you must be licensed to do so in New Zealand as well as in the country you’re riding in.

Q. Do i have to pay extra to ride a scooter or motorbike?

No, TINZ doesn't charge any extra if you want to ride a motorccyle on your holiday. We want you to enjoy the ride without the worry. Whether you're hiring a moped for one day or a motorbike for a month, we've got you covered as long as you're wearing a helmet and you or the driver are licenced to ride that class of bike.

Q. do I have to wear a helmet?

Yes, no matter which country you’re riding in you must wear a helmet.  Even if you are not reqiured by the law to wear a helmet in that country, our travel insurance policy requires you to wear one. You’ll also need a helmet if you are a passenger on a motorcycle, moped or scooter.  If you’re not wearing a helmet during an accident, you won’t be covered.

Q. HOW DO I VALIDate my licence for overseas travel?

Licence requirements vary from country to country but an Internation Driving Permit (IDP) is recognised in most countries and recommended in many. Particularly where English is not a native language as it provides translations into many languages.
 

• International Driving Permits are valid for 12 months from date of issue and should be obtained prior to your travels.
• An IDP can only be issued to a full licence holder who is over 18 years of age.
• An IDP is not a driving licence in its own right. You must also carry your current New Zealand's driver licence with you when you travel.

• International Driving Permits are valid for 12 months from date of issue and should be obtained prior to your travels.
• An IDP can only be issued to a full licence holder who is over 18 years of age.
• An IDP is not a driving licence in its own right. You must also carry your current New Zealand's driver licence with you when you travel.

Q. do you COVER the bike IF I DAMAGE it?

Unfotunately not.  You shoul make sure you’re fully insured for the motorbike or scooter you’re hiring.  It's a good idea to check the bike for damage before you ride it and ensure any damage is noted in the documentation so you don’t pay for it later. 

TINZ's Rental Vehicle Excess Insurance covers sedans, hatchbacks, SUV’s, 4WD, station-wagons, motorhomes and campervans rented from a licenced rental company.  It does not cover hiring of motorbikes, mopeds and scooters. It's a good idea to check the bike for damage before you ride it and ensure any damage is noted in the documentation so you don’t pay for it later.