Brad Collett Hawkes Bay Insurance Adviser - Brad Collett Hawkes Bay Insurance Adviser Level 1/1 Napier Road

5/5 β˜… based on 8 reviews

About Brad Collett Hawkes Bay Insurance Adviser

We are here for our clients and to advise you as best as we can. Your interests are our priority although we do have business relationships with product providers also. From time to time product providers assist us with funding so we can attend conferences and professional development training. We also receive remuneration from product providers such as commissions. We manage these conflicts of interest by ensuring that we prioritise your interests above our own. The advice we provide is based on understanding your objectives, needs and circumstances and providing recommendations which are based on research, knowledge, and experience. We have a Register of Conflict which allows us to actively manage any conflicts which arise.

 

Once per quarter I & Apex Advice receive a one off additional 10% each of annual premium as a Business Growth Grant, how I manage this is the extra 10% means BCIA Limited receives 210% in total from AIA which is not materially (enough to influence client placement) more than Fidelity at 210% (and 10% renewal vs 7.5% at AIA) or Cigna at 230%. Also, between 2008 & 2012 I worked for AIA (then Sovereign) as a Business Development Manager, thus allowing me to understand their business and this means I tend to favour them. How I manage this is if I’m recommending replacement of another company with an AIA product there will be researched reasons given for the recommendation, if its not in the client’s best interests I will not recommend replacement.

Contact Brad Collett Hawkes Bay Insurance Adviser

Address :

Brad Collett Hawkes Bay Insurance Adviser Level 1/1 Napier Road, Havelock North 4130, New Zealand

Phone : πŸ“ž +87
Postal code : 4130
Website : http://bcia.co.nz/
Categories :

Brad Collett Hawkes Bay Insurance Adviser Level 1/1 Napier Road, Havelock North 4130, New Zealand
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Dave Thomas on Google

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Watch out Brad! When social distancing is over I'm going to kiss you. Thank you for a result that was totally unexpected. ...and for everything else you've done for us. Awesome!
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Rick Behague on Google

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Excellent service and knowledge. Brad made the whole process of reviewing and organising our policies simple and easy to understand - which is no mean feat! Highly recommend.
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John Moody on Google

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I used Brad recently for a range of family insurance - super knowledgeable, efficient and responsive. Made a complicated process all very straightforward - highly recommended, thank you! John.
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Megan Leahy on Google

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Fantastic options always presented and Brad never minds going the extra mile for you. Puts you at ease when claims are required and very responsive to anything you need. Turn around time when we've had a claim has been top notch so can only highly recommend ??
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James Moran on Google

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Brad was very thorough and knowledgeable of the various aspects of life insurance and guided us through the whole process brilliantly and came up with a bespoke package to suit our requirements. He was a pleasure to deal with and very professional in all our dealings.
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alice foote on Google

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We are small business owners who never expected to claim on any of our insurance policies. We had no appreciation as to how valuable these policies would be in times of crisis. Which unfortunately, has now occurred 3 x within our 4 years of trading. Brad not only managed everything insurance-wise but also helped set up our ACC, this has been a complete silver lining in these unforeseen events that unfortunately have been too familiar in our recent times. Let alone the financial payouts from the policy claims which relieve a huge amount of stress. Brad puts his customer's interest first, with his honest, straight up approach. He had us covered and when things went bad he’s been the first person I’ve called each time. Thanks Brad, you are a star.
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Debra Beer on Google

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Brad has been my rock since I found out I had breast cancer ..He was easy to deal with and helpful from start to finish . It has been a pleasure meeting u and you are a very easy guy to deal with . I would highly recommend every one getting onto these insurances to find out what suits you ..You will not regret it..You never know what's around the corner with your health ..As I was shocked to find out I had cancer 12 months after getting insurance after buying my home . We decided on Trauma cover back then ..I never regretted that decision now. Rest and peace through knowing I had cover has made me relieved and happy ..Also for my family ..I'm proud to have taken care of my life and cover myself with out worrying others ..My recovery was stress-free because of Brad ..Thank you ...
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Jonathan Henning on Google

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Dealing with Brad was amazing. My wife and I have a much clearer understanding of our risk profile and the benefits of different levels of insurance. I would recommend Brad to anyone who needs their personal cover reviewed. Simply amazing.

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